Privacy Policy
Last Updated: May 12, 2026
1. Overview
This Privacy Policy explains how maikrr loans ("we", "us", "our") collects, uses, and protects information when you use our invoice factoring, SBA 7(a) loan brokerage, and related commercial-financing services ("Service"). By using the Service, you consent to this policy.
2. Information We Collect
We collect the following types of information:
- Account Information: Name, email, business details.
- Contact Information: Phone numbers used for service-related SMS or calls.
- Financial Data: Business revenue, bank statements, invoices, accounts receivable data, and related underwriting information you choose to provide.
- Usage Data: IP address, device, browser, interaction logs.
3. SMS & Telephone Communications
By providing your phone number, you consent to receive SMS messages and/or telephone calls from maikrr loans related to account updates, payment reminders, service notifications, and support-related communications.
- Message frequency may vary.
- Message and data rates may apply.
- Consent is not a condition of purchase.
You may opt out of SMS messages at any time by replying STOP. For help, reply HELP or email help@maikrr.ai.
4. How We Use Information
We use the information we collect to:
- Provide and maintain the Service.
- Underwrite, originate, and service factoring advances and loan applications.
- Send account reminders, payment-related notices, and service notifications.
- Deliver SMS and voice communications you have consented to receive.
- Comply with legal, regulatory, and financial obligations.
5. Data Sharing & Mobile Information
We do not sell, rent, or share mobile phone numbers or SMS consent data with third parties for marketing or promotional purposes.
Information may be shared only with trusted service providers (e.g., funding partners, SBA-approved lenders, payment processors, hosting providers, SMS/voice platforms) strictly to deliver our services or comply with law.
6. Data Security & Retention
We use reasonable safeguards to protect your data. Information is retained only as long as necessary for service delivery, loan servicing, or legal compliance.
7. Your Rights & Choices
You have the right to:
- Access or update your account information.
- Request data deletion where permitted by law.
- Opt out of SMS or voice communications at any time.
8. Children's Privacy
Our services are not intended for individuals under 18. We do not knowingly collect data from minors.
9. Policy Updates
We may update this policy periodically. Continued use of the Service constitutes acceptance of the revised policy.
10. Contact Us
Questions? Contact us at:
maikrr loans
San Diego, California
Email: help@maikrr.ai
Phone: (833) 564-4818
This policy is provided for informational purposes and should be reviewed by legal counsel.